Central Pattana Public Company Limited Management’s Discussion and Analysis (MD&A) Page 1 of 16 Executive Summary CPN’s total revenue and net profit continues to grow according to its business plan

QUARTER ENDED 30 JUNE 2017 LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 2/22 Overview of Business Operation LH Financial Group

QUARTER ENDED 30 JUNE 2017 LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 2/23 Overview of Business Operation LH Financial Group

(43.85) (7.31%) 1,796.58 1,746.84 49.74 2.85% 2. ECONOMIC SITUATION Thailand economic situation in Q3/2019 in Central and Eastern area were contracted as the same period of 2018 due to global economic

Eastern regions contracted compared to the same period of 2019 due to the global economic slowdown and the COVID-19 pandemic, which are major negative impact to confidence and revenue of all business

Concentration 2.5. NPAs Concentration by Region by Type 3. Key Financial Ratios 4. Forward Looking Statement 4.1. BAM’s Business Opportunity 4.2. COVID-19 Impact 4.3. Land and Building Tax 1. Key Highlights in Q2

MANAGEMENT DISCUSSION & ANALYSIS 2Q 2019 7 AUGUST 2019 MASTER AD PUBLIC COMPANY LIMITED NATIONWIDE COVERAGE 1 QUARTERLY BUSINESS REVIEW – 2Q 2019  Consolidated revenue increased by 161.5% YoY to THB

PUBLIC COMPANY LIMITED PTG ENERGY PUBLIC COMPANY LIMITED PTT EXPLORATION AND PRODUCTION PUBLIC COMPANY LIMITED PTT GLOBAL CHEMICAL PUBLIC COMPANY LIMITED PTT OIL AND RETAIL BUSINESS PUBLIC COMPANY LIMITED

follows; 1.1 Sales of Biodiesel, Edible oil Refined Glycerine, Raw material and By-product ▪ For the year 2022, The sales volume decreased by 10.58% and the revenue from Biodiesel business decrease by

QUARTER ENDED 30 SEPTEMBER 2017 LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 2/22 Overview of Business Operation LH