, the interest bearing debt to equity ratio and the debt to equity ratio have increased from 0.35 : 1 to 0.46 : 1 and from 0.50 : 1 to 0.73 : 1 as of 31 December 2016 and 30 June 2017 respectively. Cash

above reasons, the interest bearing debt to equity ratio and the debt to equity ratio have increased from 0.35 : 1 to 0.47 : 1 and from 0.50 : 1 to 0.69 : 1 as of 31 December 2016 and 30 September 2017

625.70 million THB or 270.35%. As a result of the above reasons, the interest bearing debt to equity ratio and the debt to equity ratio have increased from 0.35 : 1 to 0.49 : 1 and from 0.50 : 1 to 0.69

%-. !!, ก (Percentage Loss) *, EM 8H%%$!8+!$ 8ก"ก!$ก !$9 "!-ก I 8$ก 10 J # +ก$ก!$ก ,$,* +ก$ก (Earning Growth) *$N!%+$8, ! ก!",$,(8+!$.+ก กO*ก !$9 8, O!% !!- %2# ก +!$ Valuation *, EM 8H%%$!%+( ก!$8

shares sold of the Company. 1.2 Nature of Business 1.2.1 Income structure1 In case of more than one product line or business group, disclose the income proportion of each product line or business group

, disclose the income proportion of each product line or business group. The disclosure shall include at least the proportion contributing more than 10 percent of the total income in the profit and loss

from the change in defined benefit plan according to KBank’s employment policy which is not related to labor law, together with rising marketing expenses, our cost-to-income ratio stood at 45.02 percent

, the growth in expenses was less pronounced than that of net total income. As a result, our cost to income ratio decreased to 41.07 percent compared to the previous quarter, which was still better than

-year, mostly due to a decrease in Honda sales. Cost of sales and services slightly increased in accordance with higher sales. Gross profit margin as percentage of sales improved from 7.62% in 2018 to

with higher sales. Gross profit margin as percentage of sales improved from 6.5% in Q2 2018 to 7.7% in Q2 2019 even when there was higher staff expenses to adhere to the changes in the Labor Protection