systems. Meanwhile, an information technology system is necessary for achieving the set goals. Hence, the determination of regulations on supervision of derivatives exchanges, efficient use of information

for digital transformation remained for Thai businesses to improve organization operational capabilities. Hence, the corporates maintain their needs for quality connectivity services as well as

. Furthermore, the consumers’ household debt remained in high level, thus they must control their expense by spending money with save and paid for essential stuffs. 1.4. Performance versus Budget In previous year

Notifications on Acquisition or Disposal. Thus, the Company is required to disclose an information memorandum on the entering into of the transaction to the Stock Exchange of Thailand (the “Stock Exchange”), and

0 percent pursuant to the Notifications on Acquisition or Disposal. Thus, the Company is required to disclose an information memorandum on the entering into of the transaction to the Stock Exchange of

, and review of development cost in accordance with project budget. After consideration of the above, benefits to be gained from alterations of conditions do not match development input, thus project

and 1% q-q. Thus, the Company provides more channels to facilitate financial services to customers and reduce Company’s operation cost. Currently, the Cardless transactions at ATMs accounted for 19% of

not executive management or controlling shareholders from the past until current and shall not be after the acquisition of SEL. Thus, such transaction is not considered as a connected transaction

/2020 convened on 25 February 2020, no directors have any opinions which were different from those of the Board of Directors. Thus, you have been informed accordingly. Sincerely Yours, - Sign – Mr. Suphot

12 months of net profit criteria, the size of transaction would be equal to 10.28%, thus, such disposal would be required to report to the SET as specified in the Acquisition or Disposal Notification