ought to understand the feature, risks and specific conditions of such capital market products every time before making a decision to invest. After having performed in compliance with the first paragraph
factors that have materially affected, or could materially affect, the company’s operations. Also disclose any significant components of revenues and expenses that are necessary to understand the issuer’s
investors and other users of credit ratings can understand how a credit rating was determined by the CRA. 3.3 A CRA should disclose a material modification to a credit rating methodology prior to the
Discussion and Analysis for the Third Quarter ended 30 September 2019 Page 6/22 2. Loan Services The bank has divided the customers into the segments to deeply understand their needs, paid more attention in
understand their needs, paid more attention to building good relationship with all groups of customers and offered integrated financial products and services as to respond to each segment explicitly. The bank
continued to prioritize upgrades of our capability in data compilation and analytics. This will allow us to understand and anticipate each individual customer’s needs under the “Segment of One” while also
disclose information and the vision of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project
of the management in order to assist investors to better understand the company's financial status and operation. It also supports the "Good Corporate Governance Project" of the Securities and Exchange
Data Analytics to collect and analyze information to better understand consumer behavior. Thai Banking Industry in 2018 Clearer signs of global economic recovery will cause major central banks to