Bank and its Subsidiaries Million Baht Item Quarter Change (%) Year Change 4/2017 3/2017 4/2016 3/2017 4/2016 2017 2016 (%) Net profit * 8,496 8,161 8,267 4.1% 2.8% 33,009 31,815 3.8% Earnings per share

cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of

price in order to no loss from procurement and stock inventory The company had sales volume decrease for the 6 months ended June 30, 2019 as result to the costs of goods and services decreased amount of

of creditors. In cost of sales due to the company had sales volume decreased in 2019 as result to the costs of goods and services decreased amount of 34.99 million Baht or decreased 11.49% compared

Q3’2019 increased 18.8% y-on-y to Baht 7,462 million and in 9M’2019 increased 26.3% y-on-y to Baht 21,491 million. • The volume of electricity sold to EGAT in Q3’2019 increased 20.6% y-on-y to 2,419 GWh and

-on-y to Baht 7,117 million and in 6M’2019 increased 30.8% y-on-y to Baht 14,029 million. • The volume of electricity sold to EGAT in Q2’2019 increased 16.1% y-on-y to 2,199 GWh and in 6M’2019 increased

of: Cost of sales was Baht 615.77 million, which decreased from the same period of previous year by Baht 24.97 million or 3.90 percent, due to the decrease in product sales volume of 0.69 percent as

increased from the same period of previous year by Baht 79.97 million or 10.75 percent, due to the increase in product sales volume of 10.07 percent and from the increase in provision for employee retirement

was Baht 698.90 million, which increased from the same period of previous year by Baht 37.33 million or 5.64 percent, due to the increase in product sales volume of 9.31 percent. Cost of services was

74.85 million or 9.08 percent, due to the decrease in product sales volume of 4.58 percent and decrease in raw material cost, salary and benefits of the employees, repairs and maintenance expense and gas