. Besides, part of the operating expenses is fixed costs, although revenue will decrease. Therefore, the decreased rate of profit was higher than the decreased rate of total revenue. Topic Annual Balance

interest rate for 1st - 5th year is a fixed rate of 5 percent per annum and with revisions every 5 year. The interest payment schedule is semi-annual for which the Company has an ability to indefinitely

in Q3–2024 have changed in line with the same direction, and the rate is also similar to the increase and decrease in revenue. When compared to the increase rate in the total operating expenses in Q3

interest) considers that this transaction is appropriate in light of price and conditions since the value of consideration of KMM is higher than the assessed price. Also, the Company will be recognized the

the monetary policy, at the meeting on December 19, 2018, the Monetary Policy Committee (MPC), voted 5 to 2 to raise the policy rate by 0.25% from 1.50% to 1.75%, the first policy rate increase in 7

increase after a decline during the end of 2017. With the economic expansions for the first quarter of 2018 growing at a faster rate than expected at 4.8% together with positive signs of recovery across

after a decline during the end of 2017. With the economic expansions for the first half of 2018 growing at a faster rate than expected at 4.8%, the Bank in-house research has revised the Thai economic

meeting on December19, 2018, the Monetary Policy Committee (MPC), voted 5 to 2 to raise the policy rate by 0.25% from 1.50% to 1.75%, the first policy rate increase in 7 years. The main factors that

standards. The key changes from the adoption of the above financial reporting standards are in the following areas:  The concept of interest recognition will be changed to recognize at effective interest

conditions in the loan agreement that if any borrower has defaulted on loan repayment, the Company will charge interest from defaulting loan at the rate of 7.5 percent per year. (Translation) 9. Opinions of