, interest income from POCI also increased during 1Q21 yoy from the progress in resolving POCI loans. Interest expense totaled Baht 985 million, a decline of 24.3% yoy, with cost of funds declining further to

fixed interest % 73% 62% Credit Rating by TRIS AA- AA- 1 Net debt after debt for capex and investments in progress that are not generating revenue and earnings as on date given. Figure 1 :Repayment

payments for constructions and purchase of fixed assets decrease by Baht 99.7 million from Krabi Solid Waste Power Plant, which progress is done in December 2020. Rights to service under concession

overall construction progress of Carnival Magic Project is going according to the plan despite the setbacks from Phuket’s weather in 2017 with more rains compared to other years. In addition, the shortage

service (EPC) and solar cells implementation of Combine Heat and Power Producing Company Limited (CHPP) as the revenue recognition is based on the progress of ongoing projects. Quarterly Comparison of

Conversion Project in preparation for compliance with IFRS 9, and progress was steady. In 2018, the project worked with public agencies via the IFRS Club and the Thai Bankers’ Association, and reached a

” concept. Moreover, under the “Segment of One” concept, we focus on strengthening our capabilities by using data and advanced technology to understand and anticipate each individual customer’s need and

practical innovation including innovation competition “EGCO Group Innovation Team Challenge”. 2. Significant events in 2018 2.1 The progress in construction projects - Xayaburi Project, a project of the

for Capex and investments in progress that are not generating revenue and earnings as on date given Figure 9: Repayment Schedule of Long Term Debts 14 Table 8: Joint Ventures Performance USD in Mill

sectors. In addition, there is considerable excess liquidity in the commercial banking system, with a high liquidity coverage ratio of 162.3 percent. Therefore, the progress of infrastructure investment