actual implementation to attract investors who prioritize ESG responsibility at the international level;        Trusted Market: (1) Strengthen corporate governance of listed firms and law enforcement, (2

ลงทุนสำหรับผู้ลงทุนสถาบัน (Investment Governance Code for Institutional Investors) ลงวันที่ 3 สิงหาคม พ.ศ. 2560 เพื่อกำหนดหลักเกณฑ์เกี่ยวกับการเปิดเผยการปฏิบัติตามหลักธรรมาภิบาลการลงทุนสำหรับผู้ลงทุน

, which was 2% q-q and 1% y-y due to reduction of fee or any expenses incurred from debt collection from 100 baht to 50 baht per round for debtor (one installment past-due), Notification of Debt Collection

. General information and other material facts 19 Part 2: Corporate Governance 6. Corporate governance policy 21 7. Corporate governance structure and material facts related to the board, 23 subcommittees

sustainability development 13 4. Management discussion and analysis (MD&A) 17 5. General information and other material facts 19 Part 2: Corporate Governance 6. Corporate governance policy 21 7. Corporate

% from AEON Insurance Service (Thailand) Co., Ltd. and collection service income of 234 million baht, increasing by 12% from last year from ACS Servicing (Thailand) Co., Ltd. accordingly and others. The

e 7,187.6 m y has highe expansion lection and onths end, a or an incre collection Company ha d services i f 2017 was ncrease from ss. as in the co ht, an addit year. For 9- Chan MB 45.4 21.5 24.6 32.1

Thailand, the Company had commission income of 362 million baht, increasing by 3% y-y from AEON Insurance Service (Thailand) Co., Ltd. and collection service income of 172 million baht, decreasing by 5% y-y

(Thailand) Co., Ltd. and collection service income of 266 million baht, increasing by 14% from last year from ACS Servicing (Thailand) Co., Ltd.  Expenses The Company’s expenses mainly consist of operating

. The average collection period as at the end of this quarter was 95 days compared to 139 days as of 31 December 2018. The increase in average collection period was because of Trans.Ad Group ‘s