(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD QUARTER ENDED 30

for Year 2017 Ending 31 December 2017 To : The President The Stock Exchange of Thailand The Board of Directors meeting of Ratchaphruek Hospital Public Company Limited (the Company) No. 1/2018 dated 24

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

operate domestically, have a credit line with a financial institution not exceeding Baht 500 million, and had a non-NPL status as of December 31, 2019. This will not cover companies listed in the Stock

-Translation- 1 Ref. LPN/SorKor/060/2562 14th February 2019 Re: Establishment of a joint-stock company Dear Director and Manager Stock Exchange of Thailand Enclosed: Information on the establishment

S&P MD&A Q1_2018-ENG -1- Ref. POL. 059/2018 May 08, 2018 Re: Clarification of the Performance of S & P Syndicate Public Company Limited Dear The President The Stock Exchange of Thailand S & P

(MD&A) for the year 2019 Attention: The President The Stock Exchange of Thailand The Company wishes to present the Management Discussion & Analysis (MD&A) on the operating and financial status for the

(Translation) UAC.CS/013/2017 August 15, 2017 Subject: Explanation of the operating results for the second quarter period ended June 30, 2017 To: President The Stock Exchange of Thailand Attachment

(Translation) UAC.CS/014/2017 November 13, 2017 Subject: Explanation of the operating results for the third quarter period ended September 30, 2017 To: President The Stock Exchange of Thailand

Stock Exchange of Thailand The Company wishes to present the Management Discussion & Analysis (MD&A) on the operating and financial status for the year 2017. The MD&A would enable the investors to better