the new deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offering the incentives rate alongside the

high value and in order to give opportunity to shareholders to consider an appropriateness and take part in making the decision on the Transaction, it was deemed appropriate to propose to the upcoming

economic recovery once the outbreak is contained. Looking forward, the Thai economy will continue to face a high level of uncertainty so the MPC is standing ready to use additional appropriate monetary

placed greater emphasis on adjusting their deposit portfolio structure to increase the proportion of CASA while managing liquidity appropriate to the changing environment and in compliance with BOT

Thailand, as well as to carry out any other actions which are necessary for, and appropriate with the allocation of the newly issued ordinary shares. The details of which appear in Enclosure 1 (Information

actions which are necessary for, and appropriate with the allocation of the newly issued ordinary shares. The details of which appear in Enclosure 1 (Information Memorandum on the Offering of Newly Issued

appropriate capital management, having prepared operating cash flows statements every day to acknowledge the daily cash-in and cash-out, in order to learn about liquidity, debt service coverage and sources of

product life which is based on the generally accepted accounting standards. (4) Liquidity and Capital Sufficiency The Corporate Group has appropriate capital management, having prepared operating cash flows

of the Company. For the capital management, the main objective of the Company’s capital management is to adopt an appropriate capital structure for supporting business operations of the Company and

regard, after due consideration, the Board of Directors was of the view that the price of the ordinary shares disposed to NRED by the Company is appropriate. 8. Expected benefits of the transaction The