primarily due to the expansion of the Hinoya Curry restaurant and the opening of Taokaenoi Land shop in tourist attractions. Despite the growth of Chinese tourists at 1.7 percent from the same period of the

the COVID-19 epidemic which has resulted in a substantial decrease in the number of tourist arrival in Thailand. As a consequence, the occupancy rate in the first quarter of 2020 decreased compared to

borders of many countries around the world since March 2020 resulted in drastically drop of international tourist arrivals. The latest forecast from the World Tourism Organization (WTO) in May showed a

have not been sufficient to completely offset shrinking consumer purchasing power, particularly in tourist areas. The Company has placed great importance on complying stringently and promptly with the

Company plans to open an additional of 10-12 branches, focusing on areas that are tourist centers and residential areas with high purchasing power and a large number of customers, in order to increase the

as follows: LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 3/22 Certified Companies of Thailand's Private Sector

Baht 0.22 million. Thai economy situation of the first six months of 2017 was trended to grown up separately in section. Export sector was tended to grow up well as well as tourism sector that kept

Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 3/22 Certified Companies of Thailand's Private Sector Collective Action Coalition

internationally recognized standards. In collaboration with its 23 member banks, the Thai Bankers’ Association has established Thailand Banking Sector Computer Emergency Response Team (TB-CERT) with the support of

cap / mid-small / sector ไม่มีประโยชน์ต่อผู้ลงทุนและอาจท าให้ผู้ลงทุนสับสน เน่ืองจาก กองทุนรวมตราสารทุนหลาย ๆ กองทุนไม่ได้ก าหนดในโครงการว่าจะลงทุนในหุ้นขนาดเล็กหรือกลางหรือใหญ่ แต่พอร์ตการลงทุนจริง อาจ