administrative expense reduction according to the Company target. Cost and expense reductions were achieved through adjustment of sales and marketing strategies, inefficiencies identifications, and improved work
profit ratio toward sales revenue was decreased 48.01 % from previous year to 44.82%. It came from the sales of high cost goods with the higher portion and the sales promotion activities to clear existing
expanding more online service channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 30% of total personal loan sales. 52% 30% 5% 13
212.60 183.91 168.81 latoT caooTt d o c oseaot ToToT 1,722.69 1,701.39 1,980.67 Costs of Sale The company has cost of sales of 1,343.99 million baht, 1,437.41 million baht, and 1,450.62 million baht in
cost by follow digitalization planning. In addition, the Company entered into a joint venture agreement with BSS Holding Company Limited and Humanica Public Company Limited to incorporate a joint venture
channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans
19.55% to 16.17%. due to the price of natural rubber, which is the main raw material cost for production, was higher than the same period of the previous year. For the six-month period of 2017, the
same period of the previous year by 4.79 million Baht and 9.77 million Baht respectively, due to the high price of natural rubber, which is the main raw material cost for production. The Company's