19.18 6.00 31.28 579.88 466.78 113.10 24.23 Loss Before Income Tax (299.46) (265.84) (33.62) (12.65) Income tax expense 3.49 0.54 2.95 546.30 Total loss for the period (295.97) (265.30) (30.67) (11.56

Loss Before Income Tax -25.62 -96.29 70.67 73.40 Income tax expense -0.14 1.78 -1.92 -107.87 Total loss for the period -25.76 -94.51 68.754 72.75 Other Comprehensive Income -0.10 -0.71 0.61 85.92 Total

million, a decrease of Baht 9.63 million or down by 6.04% due to the lower depreciation expense, which included the impact of adopting the Financial Reporting Standard No.16, as well as the lower utility

income 348 31% 65 2% -81% Selling expense -138 -12% -306 -10% 121% Administrative expense -286 -25% -437 -15% 53% Finance costs -136 -12% -207 -7% 52% Net gains on exchange rate 0 0% 91 3% n/a Share of

% -33% Revenue from sales of goods 30 3% 50 2% 67% Revenue 954 100% 2,355 100% 147% Gross profit 319 33% 985 42% 209% Other income 882 92% 98 4% -89% Selling expense -129 -14% -287 -12% 122

are shown as follows: - Operating and Administrative Expenses In the first half of 2019, the consolidated operating and administrative expense were 4,573 million baht, increasing by 7% y-y and

the first nine-months of 2022, the consolidated operating and administrative expense were 6,057 million baht, increased by 212 million baht or 4% y-y. The increase in operating and administrative

Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk

: FJD million) 2015 2016 Revenue from operation 42.61 41.14 Operating expense 32.54 31.28 Other revenue 0.77 0.92 Other expenses 1.70 1.65 Page 12 of 18 Depreciation and Amortization 3.28 3.57 EBITDA

financial instruments 184 - - - 184 - 184 100% Profit (Loss) before the effects of foreign exchange, deferred income tax and lease income 2,990 2,567 33 (3) 3,023 2,564 459 18% Deferred income (expense) tax