have risen abruptly, especially the rapid evolution of digital technology, intensified effects of climate change, and regulatory changes in the financial business. To cope with these issues, most

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership

20 - Natural Resources Financial Position Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Management Discussion and Analysis of Business Operation for Q2/2019

and individual investors with a stable financial position who are able to invest in the Company to support and increase the liquidity of the Company. The offering price of the newly issued ordinary

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the

value of consideration approach, the highest transaction value is equal to 39.52 percent per the Company’s financial statements reviewed by the auditor for the quarterly financial statement ended June 30

“ Notifications on Acquisition and Disposition of Assets” ) . Upon consideration of the size of the transaction based on the total value of consideration per the Company’ s consolidated financial statements for

financial statement as follow: Asset: Investments in associated company declined THB 54 million Shareholder’s equity: Retained Earnings declined THB 38 million None controlling interest declined THB 16

subject to the Share Purchase Conditions, are also subject to that any of S-TREK’s audited financial statements for 12- month period ending on 31 December 2019 to ending on 31 December 2021 must have a net

newly issued preferred share was a price within the fair value range, i.e. Baht 0.0300 - 0.0347 per share, as appraised by I V Global Securities Public Company Limited, a financial advisor whose name