management under the supervision of the Enterprise Risk Management Division, Credit Risk Management Sub-committee and Risk Management Committee, to maintain risks within KBank’s risk appetite. . Market Risk

strengthened steadily against the US Dollar. Nonetheless, highly volatile global markets and US stock market corrections may affect capital movements and the Baht trend. Other downsides also include European

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Derivative Warrants | NIKKEI41C2603A | DERIVATIVE CALL WARRANTS ON NIKKEI 225 STOCK AVERAGE INDEX ISSUED BY JPMORGAN SECURITIES (THAILAND) LIMITED LAST TRADING IN MARCH 2026 # A | NIKKEI 225 STOCK

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