and 2 .6 GHz acquired in 2021. In conclusion, reported net profit was Bt6,863mn, decreasing -4.2% YoY but increasing 7.7% QoQ whereas normalized net profit (excluding unrealized foreign exchange loss

consolidation method after raising stake from 49% to 100% in Q3’2018, 2) lower profits at our associate named BGSENA as there was a deferred financing fee write- off from refinancing in the amount of Baht 9

% 2,574,171 36% 1,014,644 22% Deferred tax assets 115,664 1% 262,922 3% 112,053 2% 102,699 2% Other non-current assets 165,924 2% 196,600 2% 171,858 2% 183,162 4% Total non-current assets 5,531,075 64

2,783,780 37% 2,574,171 40% 1,049,289 26% 1,003,292 26% Deferred tax assets 262,922 3% 112,053 2% 77,317 2% 36,016 1% Other non-current assets 242,371 3% 231,609 4% 238,683 6% 271,065 7% Total non-current

3,386.7 558.7 16.5 Total assets 238,906.6 230,548.3 8,358.3 3.6 Loans to Customers As of 30 September 2020, the bank had loans to customers net of deferred revenue and modification gain or loss from the new

exceeds 100% which need to be filed for new securities listing. However, this acquired asset is considered as an exemption of new listing application as all 4 criteria of the following apply (referred to

development business 1,312.22 792.41 Other current assets 0.21 0.01 Short-term loans from related parties 654.52 - Real estate for development 78.91 64.68 Property, plant and equipment, net 1.35 0.11 Deferred

17.96% 17.86% 18.17% 0.10% (0.21)% ** Less deferred revenue In 2018, Bangkok Bank and its subsidiaries reported a net profit attributable to owners of the Bank of Baht 35,330 million, an increase of 7.0

of Bt154 million; investments in associates of Bt38 million; deferred tax assets of Bt75 million; and other non- current assets of Bt26 million. A decrease in assets of Bt1,620 million from Bt18,121

NPL 220.2% 183.4% 190.9% 36.8% 29.3% Total capital adequacy ratio 20.04% 20.71% 17.96% (0.67)% 2.08% ** Less deferred revenue In 2019 Bangkok Bank and its subsidiaries posted a net profit attributable