of clients? assets: deficiency of the verification process created risk of  damaging client assets. It was found that during August 2014 to March 2015 many clients asked the company to add another

consequently affect confidence in securities business and the capital market at large;      (2) Custody of clients? assets: deficiency of the verification process created risk of damaging client assets. It was

2019, the Company had total assets of THB 24,324 million, an increase of THB 868 million (or +3.7%) from 31 December 2018. Cash and cash equivalents decreased by THB 1,667 million, where cash outflow for

recognized in five years, the effective tax rate shall be around 16% until 2020. Financial position As at December 2017, AIS had total assets of Bt284,067mn increasing 3% YoY mainly from current assets. Total

at end of Jun-18, AIS had total assets of Bt282,765mn, slightly down from end of Dec-17. Current assets were Bt33,352mn declining from lower cash outstanding, offset with higher receivables and

dividend income instead of share of profit from investment in associates after the reclassification of the investments in TTW from investment in associate to long-term investments in financial assets

Discussion & Analysis Page 4/6 Financial Position Balance Sheet Balance Sheet Breakdown As of 30 June 2020, the Company had total assets of THB 26,854 million, an increase of THB 2,530 million (or +10.4%) from

previous quarter by from the ability to control the quality of assets in Stage 3 and better debt collection performance. - Finance Cost The Company recorded consolidated finance cost in the 3Q/2023 of 511

reduced continuously from the previous quarter from the ability to control the quality of assets in Stage 3 and better debt collection performance as well as better macroeconomic outlooks. - Finance Cost

a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the