: M.K. REAL ESTATE DEVELOPMENT PUBLIC COMPANY LIMITED ML: MIDA LEASING PUBLIC CO., LTD. MODERN: MODERNFORM GROUP PUBLIC COMPANY LIMITED MONO: MONO NEXT PUBLIC COMPANY LIMITED MOONG: MOONG PATTANA

1,103.00 1 2,740.10 2 3,530.50 2 14,972.30 6 1,047.00 3 1,645.80 4 2,980.80 2 15,233.70 7 281.20 1 848.70 1 5,736.00 2 2,451.70 3 24 Home & Office Products 110.00 1 30.00 1 25 Property Funds and Real Estate

(%YTD) Agricultural and mining 430.1 488.4 (58.3) (11.9) Manufacturing and commerce 33,615.0 27,844.6 5,770.4 20.7 Real estate and construction 22,834.9 20,789.9 2,045.0 9.8 Public utilities and services

) Manufacturing and commerce 33,615.0 27,844.6 5,770.4 20.7 Real estate and construction 22,834.9 20,789.9 2,045.0 9.8 Public utilities and services 36,624.1 38,074.2 (1,450.1) (3.8) Housing loans 28,229.7 29,134.9

-depth information on real estate investment. Meanwhile, we continue with our 12 aspiration to become “Customers’ Life Platform of Choice” - the most-preferred platform that can meet customers’ needs in

allowed KBank and K Companies to meet business targets and at the same time gain wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in this quarter. C

prudent credit policy in order to maintain overall portfolio quality. We thus held co-promotions with our real estate business partners targeting specific groups of customers through the offering of a

monitoring impacts of COVID-19 pandemic on our industrial customers' operational plans. In Q3/2020, electricity and steam demand from our petrochemical customers in Map Ta Phut Industrial Estate and our

corporate governance, allowed KBank and K Companies to meet business targets as we gained wide acceptance and recognition at home and abroad, as reflected in the numerous awards we received in 2018. C

-Value (LTV) ratio for mortgage loans which led to a decline in bank lending to the real estate sector. The Bank of Thailand also implemented policies to encourage commercial banks to focus on sustainable