. Notes We recommend that investors always read the MD&A together with the published financial statements to get complete details and understanding. The consolidated financials are based on the elimination

information contained in this Information Memorandum is true, complete and accurate in all respects. Please be informed accordingly. Yours sincerely, (Mr. Somchai Meesen) Chief Executive Officer

member in the Audit Committee has different opinion from such Board’s resolution. The Board of Directors certifies that all information contained in this Information Memorandum is true, complete and

report form is accurate and complete in all respects. _______________________________________ (Mr.Wijit Techakasem) Managing Director

a stake in KTMS shall decrease from 18.7 percent to 8.7 percent in accordance with the Notification. For elimination of the conflict of interest, the Company shall complete by 1 April 2020. Page 6/19

like-for-like asset footprint basis Notes We recommend that investors always read the MD&A together with the published financial statements to get complete details and understanding. The consolidated

stopping income recognition. 3.3 Merger It shall disclose accounting procedure for merger and accounting procedure for goodwill . 3.4 Cash and cash equivalents It shall disclose the composition of cash and

investment etc.. Furthermore the company have to stop recognizing income client, it shall disclose rule of stopping income recognition. 3.3 Merger It shall disclose accounting procedure for merger and

recognition. 3.3 Merger It shall disclose accounting procedure for merger and accounting procedure for goodwill . 3.4 Cash and cash equivalents It shall disclose the composition of cash and cash equivalents and

. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and had in place a security system to assure merchants of easy, convenient and complete