transaction of the Company and submit such opinion to the SEC, the SET, and the shareholders of the Company. In this regard, the net tangible assets (NTA) of the Company based on the consolidated financial

system will be able to continue to support the quality of loans in the system. Fee income from fund transfers in 2017 will be impacted by the government's National e- Payment scheme to encourage a

approve the dividend payment of THB 1.30 per share to be paid from the 2019 net profit. Hence, the proposed dividend payout ratio from the 2019 consolidated net profit is at 49.7%. Shares Repurchase Project

return or variable according to the interest rate of a financial institution or other interest; (c) not specifying any other conditions for payment of interest or returns with additional underlying factors

significant items and financial ratios in the following table based on information shown in consolidated financial statements. In case the Company operates in an industry with specific ratio such as average

the profits as legal reserve and the abstention from the dividend payment from the operating performance for the fiscal year ended December 31, 2018 3) Acknowledged the report on the performance of the