both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

; (2) a financial institution; "financial institution" means: (1) a commercial bank, finance company or credit foncier company established under the law on financial institution business; (2) a

1085..96 Fax. 66 2323 9283 Management Discussion and Analysis (MD&A) Business operating results and financial position for the year 2017, in which the equity method is applied, of the Company could be

2323 1085..96 Fax. 66 2323 9283 Management Discussion and Analysis (MD&A) Business operating results and financial position for the year 2018, in which the equity method is applied, of the Company could

increased from the new stores that was opened last year while the same store sales is marginally negative. For the HomePro business in Malaysia, sales rose after resuming business due to both financial

consolidated financial statement after deducting corporate income tax, if there is no other reason such as reserve for loan repayment, business expansion, or the event of changes in market conditions which may

Business; (2) financial institutions established under a specific law to be financial institutions in accordance with the Law on Loan Interest of Financial Institutions. "Exchange" means the Stock Exchange

with the Company, the “Group”) which engages in distribution of bakery products and equipment. Analysis of Financial Performance Business categories Operated by For the three-month period ended 30

. “commercial bank” means commercial bank in accordance with law on commercial banking or law on business of financial institution; “life insurance company” means life insurance company in accordance with law on

law on commercial banking or law on business of financial; (6) “ securities company ” means any securities company under the law governing securities and exchange; (7) “ company ” means a limited