1 Ref: AC.028/2018 13 November 2018 Subject: Management discussion and analysis of financial position and operating results To: President and Manager The Stock Exchange of Thailand Overall operating

The Stock Exchange of Thailand 1. Overview financial performance of E for L Aim Public Company Limited (“EFORL” or “the Company”) and its subsidiaries (collectively as “the Companies”) for Q3/2018

President The Stock Exchange of Thailand Takuni Group Public Company Limited (“The Company”) and its subsidiaries (“The Group”) would like to clarify the change in operating result for the period ended 31

-Translation- Ref. WINNER 018/2020 May 14, 2020 Subject: Management Discussion and Analysis for the 3-month period ending 31 March 2020 To: The President The Stock Exchange of Thailand 1. Analysis of

% Authorized share capital 140 140 0.0% Issued and fully paid-up share capital 140 140 0.0% Share premium 6 6 0.0% Retained earnings 629 628 0.1% Other components of equity 248 225 10.4% Deduct: Treasury stock

June 30, 2020 To The President The Stock Exchange of Thailand Management’s Discussion and Analysis Consolidated Financial Statements For six months ended June 30, 2020 Overall Group Performance Table 1

% YoY, as well as the e-Wallet and internet package top-up. In term of lending business, loan to customers is still growing by 86.5% YoY with 0.5% NPL. As at the end of 2Q2020, the total number of

วันที่ 25 กุมภาพันธ์ 2558 August 14, 2020 Subject: Management’s Explanation and Analysis for the 3 months and 6 months period ended June 30, 2020 Attention: Director and Manager The Stock Exchange of

27 October 2020 At: ACC/HO 019/63 Re: Management Discussion and Analysis for the Quarter of 3/2020 To: President The Stock Exchange of Thailand During the third quarter of 2020 the Coronavirus 2019

[COMPANY NAME] Ref.: EFORL IR007/2020 March 4, 2020 Subject: Management Discussion and Analysis Yearly Ending 31 December, 2019 To President The Stock Exchange of Thailand 1. Overview financial