help minimize their risk from the Baht’s volatility. Medium Business We prioritized our support to Medium Business through total solutions. Focus was on personnel development to train our staffers to
own, with standards comparable to those of the regulatory sandbox, in order to support the development of innovations and shorten the time until market launch. The move will help increase efficiency in
the lease agreements (TFRS 16). Executive Summary Q1/2020 Operating SummaryHighlights Note: 1. Since the Q1/2020, the company has changed the classification of expenses, therefore, the gross profit
classification may somewhat help ease the impact of deteriorating quality of normal loan to NPLs. Meanwhile, most banks are expected to emphasize efficient cost management and adjust their operating strategies in
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