quarter. In 2019, the BOT’s Monetary Policy Committee (MPC) has cut the policy interest rate twice, at its meetings on August 7 and November 6, lowering the rate each time by 25 basis points to its current

Meeting Arrangement and Approval of Interim Dividend Payment According to the current situation of COVID-19 that has high possibility to become more severe: spreading widely, Therefore, the conclusions of

Interim Dividend Payment According to the current situation of COVID-19 that has high possibility to become more severe: spreading widely, Therefore, the conclusions of the Board of Directors (BOD) annual

(Baht) 4.45 4.28 4.33 4.1% 2.8% 17.29 16.67 3.8% Net interest margin 2.31% 2.30% 2.36% 0.01% (0.05)% 2.32% 2.34% (0.02)% Net fees and service income to operating income ratio 27.3% 23.2% 22.9% 4.1% 4.4

(%) Net profit * 9,347 9,028 9,194 3.5% 1.7% 18,375 18,199 1.0% Earnings per share (Baht) 4.90 4.73 4.82 3.5% 1.7% 9.63 9.53 1.0% Net interest margin 2.36% 2.48% 2.33% (0.12)% 0.03% 2.42% 2.34% 0.08% Net

accommodate potential impact from the current situations of the manufacturing business of accessories and faucet products as described in the above agenda item, which will not affect the Company’s current

current investments and interest income in the amount of Baht 3,539 Million, and (6) dividend receipt in the amount of Baht 319 Million. The Company and its subsidiaries utilized cash of Baht 3,344 Million

ce , (-.") /.-0 (233) 183 HRC ( !"#!") 188 188 4 # HRC ( !"#!") 188 190 78 9: (-/#!") 17,403 17,469 H RC HRC Cash Margin (-/#!") 1,033 3,647 -0: 2-) 2 3 2560 31 - 3 2559 "9D/" 4,806 5,871 /"-! F

receipt from sales of current investments and interest income in the amount of Baht 3,615 Million and (6) dividend receipt in the amount of Baht 551 Million. The Company and its subsidiaries had net cash of

ash and cas rade and oth ventories roperty deve ccrued incom urrent portio urrent portio om purchase otal Current A vestments in vestment Pr roperty, build easehold righ otal Non-Cur otal Assets