Microsoft Word - FY19 MDA edited after comment.docx 1 FY19 MD&A Advanced Info Service Plc. Executive Summary Mobile business grew amid competition In FY19, despite slow economic growth and continued

1 FY18 MD&A Advanced Info Service Plc. Executive Summary Maintained leadership in mobile business In FY18 competition in mobile industry remained elevated particularly on data pricing with fixed

3Q21 MD&A Advanced Info Service Plc. Executive Summary Slight revenue improvement despite COVID restriction measures and continued competition During 3Q21, the economy remained subdue from COVID

from the re-opened economy amid continued intense competition Mobile revenue reported Bt29,217mn, improving 0.4% YoY and 1.3% QoQ, mainly benefiting from the border reopening and 5G adoption. However

through the industrial market. This is in respect to the fairly high degree of competition in the industrial market, and the 4th quarter was a High Season for fuel consumption. As well as, late in the

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the

/invalert-head?PublicFlag=Y E_1 Legal_FA_2015_12_29-c lending are implemented. For deposits, pricing competition may be limited as most banks have turned their focus to improved capability in gaining access

growth in the Financial Services sector ) strengthening the business environment through intellectual property enforcement, regulatory reform, and improved competition policy; b) improving transparency

competition. Additional weight would be given to persons with knowledge and experiences related to SET businesses, securities business or financial business. Moreover, it would be taken into consideration

promote fair competition for undertaking depository center business through scripless system for all types of securities throughout the whole process;(5) Establishing the Capital Market Development Fund