began to improve, especially in the end 2022, resulting in more employees are working at the office. In addition, sales staff made more appointments to meet customers and began to organize more on- site

165.8 169.1 169.3 171.4 2.1 1.2% 624.1 675.6 51.5 8.3% Staff cost, repair and maintenance cost and other services 134.3 153.4 152.1 157.2 5.1 3.4% 540.9 597.0 56.1 10.4% Processing fee - PEA 16.0 16.2

%) (21.2%) 2,606.5 2,491.1 (4.4%) Depreciation and amortisation cost 169.3 177.9 180.0 1.2% 6.3% 504.2 531.4 5.4% Staff cost, repair and maintenance cost and other services 152.1 162.1 145.2 (10.4%) (4.5

and amortisation cost 173.4 177.9 180.0 176.7 (3.3) (1.8%) 675.6 708.0 32.4 4.8% Staff cost, repair and maintenance cost and other services 142.9 162.1 145.2 161.1 15.9 11.0% 597.0 611.3 14.3 2.4

service cost as an expense in statement of comprehensive income due to the recognition of additional legal severance pay rates for employees who have worked for an uninterrupted period of twenty years or

employees who are principally responsible for determining credit ratings. 1.14 A CRA, in selecting the analyst or analysts who will participate in determining a credit rating, should seek to promote

Conflict of Interest shall be in accordance with Chapter 3; (4) Supervision of Investment for Employees’ Assets shall be in accordance with Chapter 4. Chapter 1 Excessive Transactions for Clients

be in accordance with Chapter 3; (4) Supervision of Investment for Employees’ Assets shall be in accordance with Chapter 4. Chapter 1 Excessive Transactions for Clients _______________ Clause 5 2 In

means remuneration paid to the staff member and employee, namely salary, wages, overtime wage, bonus, pension, living allowance, welfare, company contribution paid to the provident fund, income tax paid

expenses consist of 2.5.1 Personnel expenses means remuneration paid to the staff member and employee, namely salary, wages, overtime wage, bonus, pension, living allowance, welfare, company contribution