be consistent with consumer’s behavior. Moreover, our revenue from bad debt recovery continued growing by 31% y-y. Details of each business can be described as follows: Profit and Loss Statement
cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of
fixed cost of the company during the COVID period. For this year, with continued growing orders on hand, we expect the momentum to continue and our 2023 performance is expected to be better than 2022
agricultural crops, and also from the government stimulus measurements. In FY2018, CPO price decreased along the year because of growing on the domestic inventory. Nevertheless, methyl ester demand in FY2018
sector has been growing continuously driven by stimulating measurements by the government. As a result, methyl ester demand in 2Q/2019 was increased from 1Q/2019 by 34,151 tons or 10%, which was equal to
at 393,388 tons, an increase of 83,483 tons or 27%, primarily from continually growing of B20 consumption as the increasing subsidies policy on B20 to be lower than B7 from 3 Baht/ litre to 5 Baht
times, compared to the Company’s policy of not exceeding 1.50 times and the debenture covenant of not exceeding 1.75 times. 2019 Outlook The Company expects 2019 revenue to continue growing from 2018 due
US$1.04 trillion5 and 267 million population with young working age population, growing middle and upper income class, rapid digital penetration, high credit growth6 and large unbanked population7
growing revenue to THB 11,223 million with the Normalized Net Profit (NNP) of THB 1,158 million and NNP-owner of the parent of THB 682 million, growing 54.0% y-on-y. This remarkable performance came from 1