decline could be attributed to an increase of Baht 1,493 million or 16.36 percent in our impairment loss on loans and debt securities to cope with economic uncertainties. Operating profit before provision

could be attributed to a decrease of Baht 221 million, or 2.08 percent in impairment loss on loans and debt securities and an increase of Baht 835 million, or 2.13 percent in net operating income which

) 23% 1% (62,325) (80,434) 29% Gross Profit 4,270 4,026 2,363 -45% -41% 5,213 6,389 23% Interest income and dividend income 45 55 44 -2% -20% 86 99 15% Other income 67 170 236 254% 39% 151 406 168

THB 250 million in 2Q20, decreased by THB 7 million or 2.7% YoY mainly due to the decreases of service income of Dusit Hospitality Services and dividend income and Arrangement fee income of THB 232

the target. In this quarter, our impairment loss on loans and debt securities increased slightly from the prior quarter. At the same time, our robust capital position was sufficient to cushion against

No. ED-MD2020-0008 March 12, 2020 Subject: Announcement of schedule AGM for the year 2020 omission of dividend for year 2019, capital increase by Rights Offering through issuing UREKA-W2 , and

RECEIVABLES (THB mn) 31 MARCH 2017 (Restated) 30 SEPTEMBER 2017 Not yet due 577 585 Up to 6 months 93 99 Over 6 months 39 47 Total 709 731 % of total receivables 93.0% 85.9% Allowance for doubtful debt 34 33

receivables 93.0% 81.1% Allowance for doubtful debt 34 32 % of total receivables 4.5% 3.4% LIABILITIES AND SHAREHOLDERS’ EQUITY LIABILITIES AND EQUITY BREAKDOWN 31 MARCH 2017 31 DECEMBER 2017 (Restated) (THB mn

1,402.06 million. The main reasons were from dividend income in the amount of Baht 2,096.16 million and exchange rate adjustment in the amount of Baht 1,101.04 million. On the other hand, the share of profit

were from dividend income in the amount of THB 3,373.71 million and exchange rate adjustment in the amount of THB 1,216.09 million. On the other hand, the share of profit contributed during the period in