be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item

% (0.39)% (0.23)% 2.31% 2.42% (0.11)% Net fees and service income to operating income ratio 17.4% 24.1% 21.2% (6.7)% (3.8)% 20.4% 22.5% (2.1)% Cost to income ratio 46.5% 43.1% 45.3% 3.4% 1.2% 45.0% 44.0

in compliance with different guideline, should it be able to demonstrate to the Office that such guideline provides for appropriate and effective operating system with acceptable standard. The

with different guideline, should it be able to demonstrate to the Office that such guideline provides for appropriate and effective operating system with acceptable standard. The guideline for the

3.4% from the first quarter of 2019, mainly due to the decrease in staff expenses which was resulted from effective cost management following the coronavirus outbreak (COVID-19) and the increased

which was resulted from effective cost management following the coronavirus outbreak (COVID-19) and the increased expense in supporting services. Expected Credit Losses (Reversal) To allocate provision in

Transaction size = Total investment cost x 100% Total assets of the Company = (50 X 100) 455.64 = 10.97% (4) Value of securities a listed company issues to pay for asset acquisition Transaction size = Number of

Magic, specialist engineers, structural engineers and contractor. The fee is based on the appropriateness of the cost of machinery, labour, and special techniques required to complete the designed

, effective cost management and development of the quality of products and services. In order to achieve such goals, the Company starts the process of reorganization in 2021 to transform from being a functional

นาํการจัด Asset Allocation ของที่ปรกึษาการลงทุน คือ Invesco Hong Kong Limited ซึ่งไดรับใบอนุญาตที่ปรกึษาการลงทุนจากประเทศฮองกง ทั้งน้ี กองทุนสามารถลงทุนในตางประเทศโดยมีมูลคาการลงทุนสุทธิใน (net