a contraction in overall vehicle sales. Other personal loans and credit card loans decreased in tandem with a decline in private consumption growth. Looking forward, financial institutions expect

moderately from the previous quarter in tandem with the housing loan growth after loan to value (LTV) measure. Auto loan and personal loan continued to expand consistent with increased domestic demand. However

Vietnam; and personal care products, products from the Company's joint venture partner in Indonesia, both of which will be launched into the market in September. However, the Company’s new products launch

Installment Value as per contract* (Baht in Million) Housing Loan 472 831.67 Corporate 16 599.66 SME 13 340.21 Personal Loan 46 102.87 Total 547 1,874.41 2. NPAs Installment sales 122 81.54 * Outstanding loan

340.21 Personal Loan 46 102.87 Total 547 1,874.41 2. NPAs Installment sales 122 81.54 * Outstanding loan installment value includes outstanding loan as per restructured agreements 5.2.2 Purchase of NPLs

. Demand for other personal loans also decreased. Going forward, financial institutions expect increasing demand for business credit, especially from small and medium sized businesses in construction

, the Company’ s consolidated total assets has grown at an average rate of 69.7% per year. The Company has a unique portfolio of hotels in desirable global holiday destinations, as follows (1) Two self

each identified city, rather than placing a fewer number of locations within a higher number of unique cities. This also allows the Company to gain efficiencies effectively in regards to distribution

brand that is unique Thai heritage combined with international standards, the Company has focused more on the hotel management revenue to support the expected drop of hotel revenue from the closure of

city, rather than placing a fewer number of locations within a higher number of unique cities. This also allows the Company to gain efficiencies effectively in regards to distribution, production and