, administrative expenses were THB 7.77 million, decreased by THB 3.51 million or -31.13% YoY mainly due to the decrease in credit loss which was proportional to the decrease in services income from digital content
from financial institutions increased by Baht 103.73 million due to an increase in short-term borrowings from financial institutions to use as revolving credit for the group and paying to trade payables
were THB 1.15 million, increased by THB 1.22 million or +1695.70% YoY mainly due to the increase in credit loss from digital content services. Profit from operating activities In 1Q2023, profit from
increase in credit loss. Profit from operating activities In 2023, profit from operating activities were THB 36.14 million, decreased by THB 16.96 million or -31.94% YoY, mainly due to the decrease in
million, decrease of THB 0.26 million or -2.81% YoY. Other expenses In 1Q/2024, other expenses were THB 0.94 million, decrease of THB 0.22 million or -18.70% YoY mainly due to the decrease in credit loss
capability to cover debt obligations. The company places an importance to maintain its credit rating to ensures the funding costs are optimal at an appropriate level at BBB+ rating by S&P Global. AIS is
-2 Ranking CREDIT ธนาคารไทยเครดิต จำกัด (มหาชน) Filing งบการเงิน 56-1 56-2 Ranking ปรับปรุงล่าสุด 13 มกราคม 2568
Evaluation Group, Japan Credit Rating Agency ในฐานะที่เคยเป็นผู้ประเมินตราสารหนี้เพื่อการเปลี่ยนผ่าน (transition bond) ที่ออกในญี่ปุ่น และ Mr. Jason Mortimer, Head of Sustainable Investment – Fixed Income
Evaluation Group, Japan Credit Rating Agency ในฐานะที่เคยเป็นผู้ประเมินตราสารหนี้เพื่อการเปลี่ยนผ่าน (transition bond) ที่ออกในญี่ปุ่น และ Mr. Jason Mortimer, Head of Sustainable Investment – Fixed Income
to identify the clients and the true beneficiaries and did not reconsider appropriate credit lines for the clients in accordance with the law. Such neligence exposed the company to risk whereby