procurement, coordination in relation to services provided in solar power projects in Thailand in which SAAM Group provides services for its clients and entertainment expense in development of renewable energy

significant increase was mainly due to new subscriptions in Unit : million Baht Jan - Sept 2020 Jan - Sept 2019 Net cash provided by (used in) Cash Flow from Operating 37.14 22.48 Cash Flow from Investing (2.49

, 2019, the Company provided allowance for doubtful accounts of 3,395 million baht or 3.90% of total accounts receivable, comparing to that of 2,880 million baht or 3.49% of total accounts receivable at

and management services provided to other companies. Proportion of the Main Income of the Company and Subsidiary Companies Unit: Million THB Type of Income Q3/2019 Q3/2018 %Variance 9 Months 2019 9

expected credit loss As of August 31, 2020, the Company provided allowance for doubtful accounts of 11,972 million baht or 13.6% of total accounts receivable, comparing to that of 3,962 million baht or 4.39

of February 28, 2021, the Company provided allowance for doubtful accounts of 11,593 million baht or 13.3% of total accounts receivable, increasing from 3,962 million baht or 4.39% of total accounts

in Personal Loans under the trademark of “J Money” which its operating performance in Q1/2018 had lost. It was due to the allowance for doubtful accounts. The company consequently has provided the

in Personal Loans under the trademark of “J Money” which its operating performance in Q1/2018 had lost. It was due to the allowance for doubtful accounts. The company consequently has provided the

of February 28, 2021, the Company provided allowance for doubtful accounts of 11,593 million baht or 13.3% of total accounts receivable, increasing from 3,962 million baht or 4.39% of total accounts

loss As of May 31, 2021, the Company provided allowance for doubtful accounts of 11,138 million baht or 12.8% of total accounts receivable, decreasing from 11,593 million baht or 13.3% of total accounts