. 3Q18 Operational Summary In 3Q18, total mobile subscribers were 40. 6mn, adding 552k subscribers contributed from both postpaid and prepaid. Overall, the unlimited plans have resulted in ARPU dilution

Company i s necessary to and requested total loans from the connected person, which is considered as entering into connected transactions. Therefore, the Company would like to disclose the information

are calculated from Total Revenue 1 Financial PerformanceExecutive Summary Significant Events Management Discussion & Analysis Q1/2022 2 Expanding to Overseas Market • On January 25, 2022, the Company

demonstrated a cautious growth from expansions of private consumption and tourism sector, while facing global and local economic headwinds and challenges from high interest rate environment. Overall, AIS

fiscal year 2023, the Company has total new sales and credit card spending increased by 4% y-y, mainly due to the continual increase in credit card spending and marketing with business partners. However

stabilize, the ratio of non-performing loan (NPL) to total loans was 2.9 percent, the same level as the ratio at the end of 2017. The Bank of Thailand’s Senior Loan Officer Survey indicated that in the first

result. Regarding the quality of loans, the ratio of Non-Performing Loan (NPL) to total loans slightly increased from the end of 2018 to 3.0 percent. V2 12/11/62 2 The BOT’s Senior Loan Officer Survey

transactions, and thus slash our cash management costs, leading to reduced costs for our customers and within the overall economic system in the long run. Within this context, KBank and K Companies accentuate

times its total foreign-currency-denominated debt. The Thai baht stood at 32.55 THB/USD at the end of 2018, easing by 0.75 percent from 32.31 THB/USD at the beginning of the year. On the domestic front

DCORP 050/2019 November 12, 2019 Subject: Report on the overall operation for first 9 months of the year 2019 ended September 30, 2019 and the decrease in the overall operation more than 20 percent