acquire customers with stronger financial status and sound debt servicing ability. KBank has also emphasized customers’ early warning sign detection and behavior monitoring to ensure efficient monitoring
customers’ early warning sign detection and behavior monitoring to ensure efficient monitoring, recovery and collection processes. Credit Risk Management Process A credit risk management process, from
Connected Transactions B.E. 2546. The size of the connected transaction equals to THB 19,000,000 the transaction of which is lower than THB 20,000,000 that the Company is required to obtain an approval from
securities company to obtain prior approval in accordance with Clause 19. In cases where the securities company has submitted the contents of an advertisement to the Office, and the Office does not make an
estimated return; (2) advertisement related to auto-redemption rate; (3) advertisement for which the Office directs the securities company to obtain prior approval in accordance with Clause 19. In cases where
obtain prior approval in accordance with Clause 19. In cases where the securities company has submitted the contents of an advertisement to the Office, and the Office does not make an objection within five
required to prepare and disclose the information memorandum to the Stock Exchange of Thailand nor to obtain an approval from its shareholders in accordance with the Notification of the Capital Market
tangible asset value of the Company as of December 31, 2017, which is greater than 0.03% but less than 3.00% of the net tangible asset value of the Company. Therefore, the Company is required to obtain the
required to obtain the approval from the Board of Directors meeting before the entry into the transaction and to disclose the information relating to the transaction to the Stock Exchange of Thailand. The
by Baht 4 million from 2017 because the Company could manage and obtain cheaper source of finance than the prior period. Net Profit In 2018 and 2017, net profit of the Company which is accounted for