additional post- employment benefit expenses from the new labour protection act effective in 2Q19. Depreciation and amortization expenses were Baht 65 million in 4Q19, decreased by 34.2% and Baht 337 million

excellence, with greater consideration of consumer protection in order to deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal

matter may be outlined according to the eight principles7 prescribed by the Stock Exchange of Thailand, as follows: (1) Fair business practices (2) Anti-corruption (3) Human rights protection (4) Equitable

land held for future development and the increase of provision of employees’ benefit calculated as per the Labour Protection Act (No.7). This Labour Protection Act has been effective on May 2019 to

the Labor Protection Act (No. 7) B.E. 2562, which announced in the Royal Gazette on April 5th, 2019. This Labor Protection Act stipulates that the severance pay not less than the wage for the work

activities in the capital market. They harm the public and investors. Over the years, we have consistently promoted public awareness and knowledge on investment scams to help the public build a self-protection

a policy to promote the development of digital asset businesses alongside consumer protection and places emphasis on utilizing digital assets to develop the country’s economy and society. After

Indonesia at THB 74 million. Bio-Based Product Business, by the Biodiesel Business reported its production and sales volume of B100 product expanded from the government sector policy promoting B20 diesel

strong across-the-board growth. The business sector remained challenged by new modes of competition amid the advancing digital age and the rapid pace of technological advancement, together with the

latest Labor Protection Act, effective from May 5, 2019 onwards, resulted in the record of the net profit for the year 2019 of the Company and its subsidiary of Baht 6.14 million, compared to the net