of Profit from Investments in Associates and Joint Ventures 465.6 752.7 -38.1% 326.9 1,091.9 -70.1% Finance Costs (113.5) (84.1) 35.0% (218.6) (161.0) 35.8% Income Tax (Expense) 29.9 (11.0) -371.6

Management Discussion and Analysis For the first quarter ended March 31, 2019 Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations@kiatnakin.co.th Tel. +66-2495-1366

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