same level as the previous quarter. The Bank continued to focus on prudent control over credit underwriting and to ensure loan quality and the allowance for doubtful accounts to maintain at the

quality and maintain the allowance for doubtful accounts at the appropriate level. The Bank’s balance sheet remained healthy with robust capital and liquidity positions. At the end of third quarter 2019

accounts receivable 398,049 6% 274,768 7% 205,429 6% Accrued income 99,469 2% 77,070 2% 87,317 2% Other receivables 89,842 2% 59,605 1% 68,134 2% Inventories 136,926 2% 68,116 1% 2,961 - Other current assets

assets Cash and cash equivalents 591 623 (5%) Temporary investment-trading security 12 - 100% Trade accounts receivable 48 272 (82%) Amounts receivable from related parties - - Inventories 4,110 1,992 106

Assets 2017 2016 + / (-) Current assets Cash and cash equivalents 591 623 (5%) Temporary investment-trading security 12 - 100% Trade accounts receivable 48 272 (82%) Amounts receivable from related parties

excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring totaled Baht 434 million

-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 47.8% for 1Q18 comparing to 47.2% yoy. Bad debts and doubtful accounts and loss on debt restructuring

from sale of repossessed cars (credit cost) stood at 1.33% of average loan for the year 2019. Allowance for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 10,589 million

loss provisions (excluding general reserve) and including loss from sale of repossessed cars stood at 1.48% of average loan for 2Q19. Allowance for doubtful accounts and allowance for troubled debt

for doubtful accounts and allowance for troubled debt restructuring amounted to Baht 11,085 million with outstanding Baht 4,500 million in general reserve. As of end of 2Q19, the total loan loss reserve