conditions of land purchase from land owner and a contract party for the projects under BMP-7 and BMP-8 by considering the Company’s benefits, as appropriate. SAAM Energy Development Public Company Limited - 4

appropriate and agreed by the borrower in order to mitigate the Company’s risk in relation to providing loan. Beside of 3 tenants who are connected persons, there are 2 tenants, Big Bad Wolf Company limited

appropriate for the Company to discontinue the business of manufacturing accessories and faucet products and in the best interests of the Company, the Board of Directors’ Meeting resolved to grant approval to

year. This was due to the administrative expenses related to the bad debt reserve of personal loans decreased as well as control costs to be appropriate for the size of the subsidiary's business, causing

quality of assets Trade account receivables Unit: Million Baht Consolidated financial statements 30 September 2019 31 December 2018 Trade account receivables - unrelated parties 1,343 2,455 Less: Allowance

Consolidated Financial Statements ended 31 March 2020, which have been reviewed by the Company’s authorized auditor. The Board of Directors deemed appropriate to appoint the said authorized auditor to perform

% Management service 1.1% Other income 1.2% Hotel Property development Food and beverage Management service Revenue from property development operations through sales of residential projects in both low rise and

therefore it is appropriate to adjust impairment items of the said assets in this quarter to be in line with trading prices set in purchase agreement EXPENSES % per % per % per % per Revenue Revenue % Revenue

from the covid-19 situation resulting in higher expected credit loss amount during 3Q20 when comparing to the same period last year. For loan portfolio, the Bank continues to focus on asset quality

shareholders including their respective core business unless there is an appropriate reason for the ultimate shareholders to remain unknown; (3) management structure: Explain the management structure of the REIT