2.91% at the end of 2017 to 2.94% at the end of the third quarter of 2018, while NPL ratio for SME loan edged up from 4.37% to 4.65% in the same period. Nevertheless, the Thai banking system remained

purchased; (iii) plus net repayment and adjusted entries; and (iv) less the portion of accrued interest receivables and receivables repayment from the debtors by collateral 3 Only the portion where a third

were net buyers while foreign investors remained net sellers for the third consecutive year. Analysis of Operating Results The management discussion and analysis of operating results of Land and Houses

third share purchase transactions, which specified in the share purchase agreement that the Company will have to buy 8,181 shares from its existing shareholders representing 16.36 percent of the total

adjusted entries; and (iv) less the portion of accrued interest receivables and receivables repayment from the debtors by collateral. หนา้ 12 4 Only the portion where a third party purchaser won the auction

for outstanding ESG performance in terms of environmental, social and governance (ESG 100) by Thaipat Institute which the company was voted for the third consecutive years. However, the company’s

sold 22,000,000 shares with an option to repurchase such shares to a third-party where the ownership over such shares was already transferred to the purchaser. (2) Number of shares from the conversion of

with an option to repurchase such shares to a third-party where the ownership over such shares was already transferred to the purchaser. However, the purchaser has not registered the name change with

third consecutive years. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 4/23 However, the company’s securities has selected in

Mekawuttik The third party who is not a related person and has no relationship with the directors and/or the executives of the Company and/or major shareholders including those who are related to this person