of investment units - Bond trading business LH Financial Group Public Company Limited Management Discussion and Analysis for the year ended 31 December 2019 Page 18/22 Overview of the Stock Exchange of

8.265 Land and Houses Securities Public Company Limited Overview of the Stock Exchange of Thailand After SETI had posed a sustained rise to retest its recent high at 1,454.95 in early June, Thai stocks

(Translation) February 27, 2019 Ref: SET-2019-003 Re: Management's Discussion and Analysis and operating results for the Year 2018 Attn. to: President The Stock Exchange of Thailand Filter Vision

13_MDA Q1_2563 EN -Translated Version- No. ECF2 018/2020 May 15, 2020 Subject: Management Discussion and Analysis of the 1st quarter ended 31 March, 2020 To President The Stock Exchange of Thailand

-31% EBITDA 88 137 -36% 141 -38% 229 348 -34% EBITDA Margin (%) 2.7% 3.2% -0.5% 5.1% -2.4% 3.8% 3.9% -0.1% Stock Gain/(Loss) & NRV -58 -149 -61% -74 -22% -132 -382 -65% Adjusted EBITDA(1) 146 286 -49

., Ltd and appointment of member of audit committee. (Revised) To: President The Stock Exchange of Thailand Enclosure: Information Memorandum regarding the Acquisition of Asset of Demeter Corporation

of money transfer transactions per day was 30,006 transactions, Increasing 30.1% YoY Business Overview Quarter Quarter Quarter Quarter Quarter Y.2017 Y.2018 %YoY 4/2017 1/2018 2/2018 3/2018 4/2018

the year 2018 To: Director and manager, The Stock Exchange of Thailand Attachment: Management Discussion and Analysis (MD&A) of the year 2018 The Union Textile Industries Public Company Limited

December 2019 To: Managing Director of the Stock Exchange of Thailand Business Overview In 2019, the impact of trade war between the United States and China, together with the global economic slowdown caused

To: Director and manager, The Stock Exchange of Thailand Attachment: Management Discussion and Analysis (MD&A) of the year 2017 The Union Textile Industries Public Company Limited submitted the