has introduced relief measures to boost the economy and increase liquidity to alleviate the impact of COVID-19 on citizens and businesses. In response to the crisis, the government has introduced cash

time or several times within three months from the date on which the Board of Directors of the Company has the resolution. A purpose is to help the Company to have enough cash flow for a business

within three months from the date on which the Board of Directors of the Company has the resolution. A purpose is to help the Company to have enough cash flow for a business operation and increase in the

Baht) after reducing such dividend (the “Offer Price After Reducing the Dividend Amount”). The Offer price will be paid in cash. In addition, the shareholders who accept the Tender Offer (each an

Resources CONTENTS Executive Summary 03 Statement of Income 07 Business Performance 09 Statement of Financial Position 21 Statement of Cash Flows 23 Financial Ratios 24 Environment Management Accounting 26 3

CAPEX plan are carried out to maintain sufficient cash flow and liquidity to support ongoing operations Temporary closure of 34 shopping malls to control the COVID-19 outbreak. As per announcement of

the Securities and Exchange Commission No. KorThor. 17/2542 Re: Separation of Client’s Financial Account (No.2) dated 2 September 1999. Clause 3. In this notification, “Assets” means (1) cash; (2

Exchange Commission No. KorThor. 17/2542 Re: Separation of Client’s Financial Account (No.2) dated 2 September 1999. Clause 3. In this notification, “Assets” means (1) cash; (2) securities; (3) other assets

asset to generate revenue and it is only a place to run a business, which the Company can change to other locations. Also, the Company’s main income-generating asset is personnel. The Company is currently

consumers. In addition, the direction of technology in the long-term that will change into the 5G might increase the sales growth in the future. 2. Personal Loans Business The growth of personal loan business