spare parts for the under-developed projects to foreign suppliers. During the fourth quarter of 2022, Thai Baht was appreciated compared to exchange rate during the third quarter of 2022 which led to the

. Net FX gain at Bt 62mn in 1Q23, lower than FX gain of Bt 572mn in 4Q22 which THB turned to appreciated position. AIS has the policy to mitigate the currency risk using hedging instruments where

and partially from realized on exchange from payment for machine and spare parts for the under-developed projects to foreign suppliers. During the fourth quarter of 2023, Thai Baht was appreciated

suppliers. During the third quarter of 2024, Thai Baht was appreciated compared to exchange rate of the second quarter of 2024 and end of 2023, then the Group has loss on exchange rate for the third quarter

, we have enjoyed significant tax benefits). However, the company is expecting to achieve improved profits before income tax through efficient NPLs and NPAs management in the future. Financial Status BAM

, the EOEG facility enjoyed better margin and normal volume following a planned turnaround for catalyst change in 2Q17. There was minor impact of Hurricane Harvey leading to short-term shutdown of EOEG

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...

Management and Risk Factors 2.1 Credit Risk Management In the third quarter of 2017, the Thai economy enjoyed better-than-expected growth on upbeat exports in line with trade partners’ economic improvement, a

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2019 In the first quarter of 2019, the Thai economy continued to sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has e...

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending June 30, 2019 The Thai economy faced increased headwinds in the second quarter of 2019. Exports, tourism and private investment – among major economic activities – were hampered by the worse-than-expected global economic slowdown. Meanwhile, consumers’ purchasing power weakened amid high household debt, whereas public investment and the government’s budget disbursement were aff...