after Tax and NCI (THB M) 3,769 3,322 2,960 27% 12,568 7,336 71% Core EPS after PERP Interest (THB) 0.73 0.64 0.56 30% 2.39 1.31 83% (2) Reported EPS after PERP Interest (THB) 0.56 0.87 1.18 (53)% 2.59
margin 28% 28% 0% 31% 28% 3% Administrative expenses 51.50 38.13 35% 99.34 73.61 35% Earnings before interest, taxes and depreciation 80.87 80.09 1% 186.53 156.01 20% % Earnings before interest, taxes and
188.6 188.6 186.1 183.0 184.9 186.3 186.3 4 Profit and Loss Transaction For the year ended December 31, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 16,294,353 14,844,465 1,449,888
negatively impact export and investment 3) Less surplus of Thailand’s current account due to rising oil price from geopolitical risk especially in the Middle East and 4) Normalizing of interest rates
current account due to rising oil price from geopolitical risk especially in the Middle East and 4) Normalizing of interest rates, reflected from the Bank of Thailand (BOT) signal in considering the
4) Monetary tightening as the Bank of Thailand (BOT) signaled raising the interest rate in the period ahead while financial market rates are on an upward path. However, the Bank in-house research
31, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 16,294,353 14,844,465 1,449,888 9.8 Interest expenses 5,032,721 4,216,027 816,694 19.4 Interest income, net 11,261,632 10,628,438
/ Total mandatory reserve 186.1 183.0 184.9 186.3 186.3 184.4 4 Profit and Loss Transaction For the three-month period ended March 31, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income
is recognized as an adjustment to retained earnings as at January 1,2020. The Company announced Q1/2020 Performance with Baht 699 million of Net Profit which decreased by 78.5% from Baht 3,247 million