’ knowledge, understanding and awareness of human rights principles, to prevent human rights violations. KBank believes that good corporate governance is essential for sustainable business operations. Aside
period of the previous year. Administrative expenses decreased because the Company and its subsidiaries had reduced and controlled administrative expenses. In addition, there is no obligation to set aside
spending, higher investment, and the rebound of the tourism industry after a higher vaccination rate. Aside from opening normal branches, the company plans to open small branches similar to Cloud Kitchen to
a rate of 5% to 8%, starting from January 1, 2024 onwards, which affects the quality of assets in Stage 3. However, the Company has set aside Management Overlays which covered the exposure from the
Standards (IFRS9) in 2020. Emerging Risks Over the next five years, the Thai banking system will face numerous challenges. Aside from impacts on economic and business trends, they may affect the commercial
loans and debt securities was set aside on conservative premise to strengthen the loan loss reserves, in light of the imminent adoption of the new accounting regime which would entail lower credit cost
estate bubble; demand for diesel expanded in the mining sector and transportation sector. While, in India demand increased from investments in infrastructure projects. Aside from this, refineries adjusted
[relevant] law, and preserves the trust property. Additionally, in case the REIT has determined the policy to invest in other assets aside from the principal asset, the management of investment in such
experience. The bank has set aside of reserves for bad debts, doubtful accounts and impairment loss in the first quarter of 2018 amounted of Baht 330.0 million, increased by 112.9% when compared to the first
reasonable ground to believe that the applicant has any deficiency or inappropriateness regarding the sound business control conduct; (3) being able to maintain capital funds and set aside reserve capital in