disclosed information in a transparent and fair practice. This reflects the confidence from government agencies to provide accurate, up-to-date, and sufficient information to investors fairly. December 2019
on current, transparent and qualified data. The credit approval processes and systems are designed to align with customers’ characteristics. Medium and Large Business customers with sophisticated
preferable and discouraged practices are defined to ensure quality of credit extension. Our credit risk management is based mainly on current, transparent and qualified data. The credit approval processes and