regulations for Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) requirements. The preparation for TFRS 9 adoption, which will come into effect in 2020, and managing loan quality and NPL
included: Revenue Code Amendment Act (No. 48) B.E. 2562 (2019) This law, effective March 21, 2019, stipulates that financial institutions, specialized financial institutions and e-money service providers
% (4.4)% (60.4)% Bills of exchange 26 0.1% 26 0.1% 74 0.1% - (64.9)% Others 334 0.3% 384 0.3% 378 0.2% (13.0)% (11.6)% Total (before less discount on borrowings) 95,628 100.0% 113,105 100.0% 139,328 100.0
from interest rate reduction and a slowdown in loan in the banking system. Meanwhile, net fees and service income was stable, whereas fees from insurance, mutual fund and investment banking services
competitive areas, existing customers were attracted to change an operator by an offering of up to 50% discount for a few months, which caused industry’s ARPU to be pressured. Convergence packages combining
Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR). The BOT has granted a temporary relaxation on liquidity, adjusting the LCR and NSFR to lower than 100 percent until 31 December 2021, in
, while dropped aggressive discount campaigns on entry packages which reflected on 25% YoY increased ARPU. During the year, screening measures for quality subscriptions were implemented, which caused a
Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly
13.0% 35,007 25.8% 36,123 25.1% (58.0)% (59.3)% Bills of exchange 26 0.1% 36 0.1% 74 0.1% (27.8)% (64.9)% Others 384 0.3% 346 0.2% 213 0.1% 11.0% 80.3% Total (before less discount on borrowings) 113,105
latter half of March, rising mobile data usage and demand for home broadband are offset with the discount and unlimited data plan offerings. In April and May, the NBTC’s mandates for free data and voice