) 1.3 2.8 4.1 NPLs/ Total Loans (excluding interbank) 6.1 6.1 5.6 5.6 5.8 5.8 Total loan loss reserve/ Total NPLs (coverage ratio) 95.7 95.7 110.1 110.0 104.6 104.6 Total loan loss reserve/ Total

. This is because in Q4–2022, the fair value of the investment in Campana Group Pte. Ltd. was assessed and it was found that additional losses should be recorded in order fully reserve the loss of the

arranger an adequate opportunity to clarify any factual errors, factual omissions, or factual misperceptions that would have a material effect on the credit rating. The CRA should duly evaluate any response

expenses 1.65 3.81 2.16 130.91% Loss on exchange rate - 13.90 13.90 100.00% Reserve for Doubtful Debts 0.48 - (0.48) (100.00%) Others 17.60 9.52 (8.08) (45.91%) Administrative expenses 32.33 57.13 24.80

expenses 5.34 7.85 2.51 47.00% Loss on exchange rate - 42.48 42.48 100.00% Reserve for Doubtful Debts (0.08) - 0.08 (100.00%) Others 18.54 19.25 0.71 3.83% Administrative expenses 67.18 133.61 66.43 98.88

- 26.27 26.27 100.00% Reserve for Doubtful Debts 5.90 8.85 2.95 50.00% Others 28.59 33.13 4.54 15.88% Administrative expenses 107.83 177.37 69.54 64.49% Administrative expense for the nine-month period

Loan growth 3.8 18.5 1.9 0.2 2.0 0.0 4.2 NPLs/ Total loans (excluding interbank) 4.1 4.1 4.1 4.2 4.2 4.0 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 114.8 114.8 114.1 113.2 110.1 111.2 111.2

4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 115.6 115.6 114.1 113.2 110.1 110.1 Total loan loss reserve/ Total mandatory reserve 184.9 184.9 184.4 182.4 167.0 167.0 4 Profit and Loss

Performance of the Bank and subsidiaries Percentage 3Q18 9M18 1Q19 2Q19 3Q19 9M19 Loan growth 3.5 14.1 1.9 0.2 2.0 4.2 NPLs/ Total loans (excluding interbank) 4.2 4.2 4.1 4.2 4.2 4.2 Total loan loss reserve

will enable the investors to receive factual, correct and not misleading information related to the sale of investment units or the fund management. Notification of the Office of the Securities and