Myanmar. 9. Source of Fund for entering into transaction 9.1 Cash reserve from retain earning and/or loans, proportion of loan will be subject to Myanmar Bank’s regulation and approval. Proportion as per

. This is because in Q4–2022, the fair value of the investment in Campana Group Pte. Ltd. was assessed and it was found that additional losses should be recorded in order fully reserve the loss of the

expenses 1.65 3.81 2.16 130.91% Loss on exchange rate - 13.90 13.90 100.00% Reserve for Doubtful Debts 0.48 - (0.48) (100.00%) Others 17.60 9.52 (8.08) (45.91%) Administrative expenses 32.33 57.13 24.80

expenses 5.34 7.85 2.51 47.00% Loss on exchange rate - 42.48 42.48 100.00% Reserve for Doubtful Debts (0.08) - 0.08 (100.00%) Others 18.54 19.25 0.71 3.83% Administrative expenses 67.18 133.61 66.43 98.88

- 26.27 26.27 100.00% Reserve for Doubtful Debts 5.90 8.85 2.95 50.00% Others 28.59 33.13 4.54 15.88% Administrative expenses 107.83 177.37 69.54 64.49% Administrative expense for the nine-month period

Loan growth 3.8 18.5 1.9 0.2 2.0 0.0 4.2 NPLs/ Total loans (excluding interbank) 4.1 4.1 4.1 4.2 4.2 4.0 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 114.8 114.8 114.1 113.2 110.1 111.2 111.2

4.2 4.2 Total loan loss reserve/ Total NPLs (coverage ratio) 115.6 115.6 114.1 113.2 110.1 110.1 Total loan loss reserve/ Total mandatory reserve 184.9 184.9 184.4 182.4 167.0 167.0 4 Profit and Loss

Performance of the Bank and subsidiaries Percentage 3Q18 9M18 1Q19 2Q19 3Q19 9M19 Loan growth 3.5 14.1 1.9 0.2 2.0 4.2 NPLs/ Total loans (excluding interbank) 4.2 4.2 4.1 4.2 4.2 4.2 Total loan loss reserve

sales channels and new services in parallel to the ‘New Way of Life’ or ‘New and Now Normal’. To stabilize our businesses and retain financial flexibility, cost reduction was one of our measures. The

. 1/2020. 2. Approved the appropriation and retaining of the net profit Baht 511 million as legal reserve and the declaration of dividend payment from the Company consolidated net profit for the period