of the accounts. The requirements aim to better reflect actual financial status and debt repayment capability of every client thereby enhancing securities companies? risk management and thus preserve

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional information

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment To: President The Stock

-Translation- Ref. No. PorBor.025 / 2019 August 28, 2019 Subject: Entering into Transaction of Disposing of Subsidiary’s Land and Buildings for the Debenture Debt repayment (Additional) To: President

date by additional three years. This would constitute a deferral of debt repayment, including postponing or modifying the debt payment schedule, and should not be considered an event of default under

repayment terms and/or engagement in debt restructuring negotiations with financial institutions or other creditors, which involve debt exemption, postponement or rescheduling of debt obligations;  (2

from the repayment of fully amortized debt from MDX Asset to our 2 subsidiaries for a total of THB 70.85 million and also repayment under the rehabilitation plan of Gateway Estate Co., Ltd. to MDX for

project recruitment. Financial cost decreased 30.79 percent, due to the repayment of long term debt. As a result, cost of goods sold and expenses increased 12.01 percent from the same period of last year. 3

income. In addition, many GSTEL creditors are filing lawsuits against the company for debt repayment. IFA therefore views that it is unnecessary to extend the repayment period as the extension is

constitutes the exemption or postponement of debt repayment or the adjustment of repayment schedules, without considering it as an event of default; (2) Extending the maturity period for the redemption of all