1 2Q20 MD&A Advanced Info Service Plc. Executive Summary 2Q20 reflected the full effect of COVID-19 The effect from COVID-19 pandemic which had begun since Feb- 20 continued to fully develop in 2Q20

. However, the increase in costs is mainly due to investments to build the foundation for future business growth, while some investments cannot generate revenue immediately, and some investments are not fully

consider the credit risk of its customers, resulting in drop in revenue in 2017. However, Thailand is currently well-position to be a medical hub of Asia, new hospitals are planned to build to serve

1.2 (96.8%) 2. Revenue from services 210.4 239.8 204.1 (14.9%) (3.0%) 411.8 443.8 7.8% 2.1 Fully Outsourced Contact Center Management Service 160.7 163.9 145.1 (11.5%) (9.7%) 314.3 309.0 (1.7%) 2.2

(i.e. annual report, AGM arrangement), etc. 4. Finance cost For 2Q17, finance cost was decreased to Baht 0.03 million, decreased by 99.33% YoY as a result of fully repayment of all bank loan in late 2016

all new branches fully recognized the revenues. Other revenues decreased by Baht 1.42 million or equivalent to 17.03% due to decreasing of revenues from construction penalty of Lampang, Nakorn Sri

99.34% YoY as a result of fully repayment of all bank loan in late 2016. 5. Net profit and net profit margin The 3Q17 net profit was Baht 17.39 million, representing the net profit margins of 6.55% and

วงหนาไวตลอดเวลาที่ไดลงทุนหรือมีไวซ่ึงสัญญานั้น (fully covered) - กรณีลงทุนในตลาดสินคาเกษตรลวงหนาแหงประเทศไทย (AFET) จะอนุญาตให ลงทุนรายสินคาได เชน ขาว ยางพารา มันสําปะหลัง เปนตน ทั้งนี้

Company has financial position that changed from its financial status as of December 31, 2022. The changes are described as follows: Assets Items that has significant changes Balance by Quarter Change Q2–23

, obligated employee benefit, deferred income tax liabilities and other non-current liabilities 5 Statement of Financial Position Working capital for business operations During the period, the Company has